How to understand special promotional financing offers on credit cards
Understand the key differences between two types of credit card financing promotions, and how to tell them apart.
Blog
The IRS is using private debt collectors. Here’s what you should know.
If you have an old debt with the IRS, you might receive a letter informing you that your account is being transferred to a private debt collector. Learn...
How we keep you safe in the consumer financial marketplace
Our division of Supervision, Enforcement, and Fair Lending works to create a level playing field in financial markets and to help ensure fairness for consumers.
A snapshot of complaints made by older consumers
The May 2017 Monthly Complaint Report summarizes the complaints submitted by people age 62 and older.
Take this quiz to see how prepared you are to make financial decisions
Take this quiz to understand how much you know about handling finances and learn more about our resources that can help in your own financial life.
We are seeking comment on our plan for assessing the ATR/QM rule
The CFPB will assess the Ability-to-Repay/Qualified
Mortgage (ATR/QM) rule. We are seeking
comments on our plan for the assessment.
New information will help U.S. improve financial literacy
The release of international scores shows that American youth can improve when it comes to understanding finances and applying their knowledge to making...
The Your Money, Your Goals webpage has a new look and new financial empowerment tools
We've recently updated the Your Money, Your Goals webpages. The updated pages provide new resources that make it simpler for staff and organizations to...
Our office of Servicemember Affairs guides you through the financial hurdles of your military career
Our recent report will concentrate on some of the most common financial struggles servicemembers face during their military careers; as well as detailing...
Four tips to get back on track if you’re behind on your auto loan
If you are behind on
your auto loan payments, it’s important to take steps to reduce the chance of falling
further behind.
New data documents a disturbing cycle of defaults for struggling student loan borrowers
A default can lead to severe consequences, including damaged credit, wage garnishment, and offset of social security and other government benefits. There...
This month’s Money as You Grow book club pick: "My Rows and Piles of Coins"
In “My Rows and Piles of Coins,” a boy growing up in Tanzania saves up to buy a bicycle to help his mother.
Request for information on small business lending
Small businesses play a key role in supporting community development and fueling economic growth. We have issued a Request for Information to learn more...
Solicitud de información sobre el mercado de préstamos para pequeñas empresas
Las pequeñas empresas desempeñan un papel clave en el apoyo al desarrollo comunitario y en el crecimiento económico. Hemos emitido una Solicitud de...
We are seeking comment on our plan for assessing the mortgage servicing rule
Your feedback and comments will help up improve our
assessment.
Making the decision to rent or buy
Becoming a homeowner is a big decision—both personally and financially. As you decide whether owning a home is the right choice for you right now, here are...
Celebrate Children’s Book Week with the Money as You Grow book club
Our Money as You Grow book club can help you chat about money with your kids so they can practice money-savvy habits.
Tracking success—a core set of financial outcomes for financial empowerment programs
The CFPB has identified a core set of five financial outcomes for financial empowerment and capability programs to provide common outcomes across a variety...
CFPB finalizes effective date extension for prepaid accounts rule
We’ve
finalized a rule to delay the general effective date of the prepaid accounts
rule by six months, to April 1, 2018.
We’re updating the ex parte policy on rulemaking
The improvements to our policy will help ensure that
our rulemaking process continues to be open and fair and allows for candid
input from state entities.
Safeguarding against credit discrimination: 2016 Fair Lending Report
This week, we're releasing our fifth Fair Lending Report. Read about the actions we took last year to protect people from credit discrimination and what we...
We are proposing changes to Regulation C to help industry comply and are looking for your feedback
We are seeking comment on our proposal to clarify, make technical corrections, and minor changes to the data that financial institutions are required to...
This month’s Money as You Grow book club pick: "Curious George Saves His Pennies"
In "Curious George Saves His Pennies", the beloved monkey wants to buy a toy train. He saves up his money – but then loses it on the way to the...
Understanding Consumer Experiences: Insights from CFPB’s 2016 Consumer Response Annual Report
We recently published our
Consumer Response Annual Report, which provides an overview of the complaints
we received in 2016.