Blog

We continue to monitor the market to assess new and developing risks to consumers, and we share updated charts on mortgage forbearance, delinquency, and foreclosure that show an improving economic picture, yet sustained housing insecurity risk.

New CFPB research examines trends in consumer credit during COVID-19, finding delinquencies for credit cards, auto loans, mortgages, and student loans remain lower than pre-pandemic levels.

The CFPB has information to help you if you are concerned about eviction and the upcoming expiration of the CDC eviction moratorium. Stay informed about steps to take and questions to ask.

Contamos con información para ayudarle si le preocupa enfrentar un desalojo y que la moratoria de desalojos del CDC termine. Esté informado acerca de cuáles pasos debe tomar y qué preguntas debería hacer.

Analysis and key findings from the report "A Brief Note on General Lending Patterns of Small to Medium Size Closed-end HMDA Reporters".

Under the Regulatory Flexibility Act, Federal agencies must publish regulatory agendas twice a year. CFPB participates in the Unified Agenda, which is led by the Office of Management and Budget (OMB).

Borrowing or lending money to family and friends is common, especially during COVID-19. View our practitioner guide to helping clients create or change financial exchanges.

At CFPB, we’re taking bold and swift actions to address racial inequities in the financial marketplace. Learn the steps we’re taking to create a financial system that works for all consumers.

The Bureau hosted its 5th Research Conference that highlighted recent research in consumer and household finance. The conference brought together members of the academic and policy research communities, including a keynote address by Raphael Bostic, President of the Federal Reserve Bank of Atlanta.

Today, we’re releasing our eighth annual report highlighting the activities of the Office of Servicemember Affairs as well as complaints and emerging issues facing the military community in the financial marketplace.

A new analysis in our Making Ends Meet survey series looks at how consumers use payday, auto title, and pawn loans.

During May, which is Older Americans Month, and through June 15, World Elder Abuse Awareness Day, we’ll highlight resources to help older adults make sound financial decisions as they age, while avoiding fraud, scams and elder financial exploitation.

A new analysis examines the early impact of COVID-19 on consumer finances, finding the ability to stay on top of finances was higher in June 2020 than 2019 likely due to policies to reduce financial distress.

This blog highlights resources that servicemembers, military families and educators can use to teach children, teens, and young adults how to manage money.

CFPB releases results from its first tech sprints to identify innovations and improvements in the way we use technology to create transparent, equitable, and fair financial markets.

Si usted debe meses de renta, sepa más acerca de los derechos de los inquilinos frente al cobro de deudas y a posponer el desalojo durante la pandemia del COVID-19, usando la Declaración de Protección contra el Desalojo del CDC.

If you owe back rent, learn about tenants’ rights in debt collection and the right to postpone eviction during COVID-19 using the the CDC Declaration form.

This report describes our fair lending activities in supervision, enforcement, guidance and rulemaking, interagency coordination, and outreach and education for calendar year 2020.

If you’ve received a 1099-G tax form for unemployment benefits you didn’t apply for or receive, you may be a victim of identity theft. Learn how to protect yourself.

Si le llegó una planilla de impuestos 1099-G por beneficios por desempleo que no ha solicitado o recibido, usted podría ser víctima de un robo de identidad.

April is National Financial Capability Month, and the CFPB is highlighting ways to prevent and recover from financial hardship during the pandemic and future uncertain times.

Servicers are trying several techniques to reach struggling homeowners affected by the COVID-19 pandemic. Millions 0f homeowners need help understanding their options, and the volume of homeowners requesting assistance in the coming months will be increasing and good communication with their servicer will be vital.

If you haven’t received your first, second, or third stimulus or Economic Impact Payments, you need to file a 2020 tax return. Learn how to claim COVID-19 financial relief.

The CFPB is committed to protecting consumers struggling financially during the coronavirus pandemic. Learn how the CFPB is taking action to protect economically vulnerable consumers facing housing insecurity.

Durante la pandemia del coronavirus, la gente podría buscar ayuda y apoyo financiero entre familiares y amigos. Use esta hoja de trabajo para que sepa usar esas redes de apoyo exitosamente.