*As of .
Advertised purchase APRs change over time and are specific to the applicant, based on your credit score.
Check rates before applying.
Here are typical APRs for different credit scores for this card:
Credit score
Median purchase APR
Comparison to other cards
620-719
28.99%
2 dollar sign symbols
Pay average interest
720+
28.99%
3 dollar sign symbols
Pay more interest
After opening the credit card, the purchase APR is
variable, meaning it can go up or down based on the index
listed in the details below.
Learn more about
APRs in general
and about
fixed versus variable APRs.
Foreign transaction fee
None
Minimum finance charge
No minimum interest payment is required to avoid additional
fees
Grace period
21 days until interest begins to accrue on
purchases
Balance computation method
Monthly interest is calculated based on your
average daily balance including new purchases
Purchase APR index
The purchase APR varies depending on the value of the
prime
index
$29 for the first late payment
and
$40 for a late payment within six billing cycles of another
late payment
Over-limit fee
None
My Chase Plan Fee (Fixed Finance Charge)
$0 (The My Chase Plan Fee is 1.72% of the amount of each eligible purchase transaction or amount selected to create a My Chase Plan. The My Chase Plan Fee will be determined at the time each My Chase Plan is created and will remain the same until the My Chase)
Return payment fee
$40 (While a fee is disclosed, it is not currently being charged for this product. We may charge this fee if a payment is not honored, is returned unpaid or cannot be processed.)
*As of .
Advertised cash advance APRs change over time.
Check rates before applying.
The cash advance fee is charged for each cash advance.
Did you know:
If you use your card to transfer a balance or get a
cash advance, you may have to start paying interest on some
or all of your total balance, including new purchases,
as of the date of the transaction.
