*As of .
Advertised purchase APRs change over time and are specific to the applicant, based on your credit score.
Check rates before applying.
Here are typical APRs for different credit scores for this card:
Credit score
Median purchase APR
Comparison to other cards
620-719
29.24%
2 dollar sign symbols
Pay average interest
720+
26.24%
2 dollar sign symbols
Pay average interest
After opening the credit card, the purchase APR is
variable, meaning it can go up or down based on the index
listed in the details below.
Learn more about
APRs in general
and about
fixed versus variable APRs.
0%
for
18
months
Introductory APR
Introductory APR
If a card has promotional interest, ensure you’re on track to
pay off the balance within the promotional period, or you could
end up owing more in interest than the original purchase amount.
Learn more about introductory APR offers.
Foreign transaction fee
3% of each purchase
Minimum finance charge
No minimum interest payment is required to avoid additional
fees
Grace period
21 days until interest begins to accrue on
purchases
Balance computation method
Monthly interest is calculated based on your
average daily balance including new purchases
Purchase APR index
The purchase APR varies depending on the value of the
prime
index
$29 for the first late payment
and
$40 for a late payment within six billing cycles of another
late payment
Over-limit fee
None
My Chase Plan Fee (Fixed Finance Charge)
$0 (Monthly fee of 1.72% of the amount of each eligible purchase transaction or amount selected to create a My Chase Plan. The My Chase Plan Fee will be determined at the time each My Chase Plan is created and will remain the same until the My Chase Plan is )
Return payment fee
$40 (While a fee is disclosed, it is not currently being charged for this product. We may charge this fee if a payment is not honored, is returned unpaid or cannot be processed.)
Rewards and perks
This card does not offer cash back, travel, or other rewards.
Services
Access to Free Credit Scores
Automobile rental insurance
Discounts on purchases of goods and services (non travel related)
Extension on manufacturer’s warranty
Card features
Contactless Payments
Chip card
Mobile wallet provisioning (for example, Apple Pay)
Balance transfer interest rate and fees
0%*
Balance transfer APR for 18 months
Balance transfer APR for 18 months
+
5%
($5 minimum)
Balance transfer fee
Balance transfer fee
*As of .
Advertised balance transfer APRs change over time.
Check rates before applying.
After
18
months, any remaining unpaid balance on your account will be
subject to interest charges based on your purchase APR.
Cash advance interest rate and fees
29.99%*
Cash advance APR
Cash advance APR
+
5%
($10 minimum)
Cash advance fee
Cash advance fee
*As of .
Advertised cash advance APRs change over time.
Check rates before applying.
The cash advance fee is charged for each cash advance.
Did you know:
If you use your card to transfer a balance or get a
cash advance, you may have to start paying interest on some
or all of your total balance, including new purchases,
as of the date of the transaction.
